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Your Medicare Journey Begins Here!

Use the drop-down arrow or type your county to begin your Medicare Journey. Licensed agents are available to help.

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    Community Partner

    Why work with a community licensed insurance agent?

    Accountability, access and trust of someone that will be with you on your Medicare Journey. We help you use your plan to the full by being available to answer questions of covered services and where they are provided in your community. We help form healthy relationships with the doctors and other healthcare professionals that locally serve you by patiently explaining what is being asked, why and what needs to be done.

    Our services are free of charge and are available throughout the year. When we become your agent of record by assisting with your enrollment, the health plan of your choice compensates us to support your insurance needs each year.

    We appreciate the opportunity to serve you with compassion, empathy and patience on your Medicare Journey!

    Loma Linda Medicare Options

    Agents for your Medicare Journey!
    • Is contracted with many well-known insurance companies.
    • Will help you compare the leading plans that contract with your doctors.
    • Knows how managed care works with local medical groups and doctors.
    • Will explain how your benefits work with local providers.
    • Will help you apply for the right coverage and stay with you on your journey.
    • And much more, just ask.

    “Hello my name is Mike Pichardo,
    I am here to help you with your Medicare Journey!”

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    LLMO Enrollment Periods
    11Looking to retire?

    I'm Retiring

    Are your retiring soon? Your Special Enrollment Period begins two months prior to the effective date of when you wish for your plan to start.

    Learn More
    11Turning 65?

    I’m turning 65

    Are you turning 65 soon? Your Initial Enrollment Period begins three months prior to your birth date month, the month you were born and three months after.

    Learn More
    11Already on Medicare

    I’m Already On Medicare

    Are you already on Medicare? Click here to learn more about Annual, Open, and Special Enrollment periods begin.

    Learn More

    Benefits Services Provided

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    Individual Planning

    Finding health and life insurance options for yourself and your family has become easier.

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    Medicare Planning

    Recently Medicare Advantage plans have increased in numbers and new benefits options are available. Having an unbiased agent that keeps recertified each year to help guide you to the right plan is valuable and possibly save you in unexpected costs.

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    Dental Insurance

    Tooth decay and gum disease may cause health related problems and rob ones of many enjoyments. Ask if your Medicare Health plan provides dental or shop for an individual plan today.

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    Final Expense

    Funeral Planning is the most overlooked puzzle of the planning journey. Please give yourself and your love ones a piece of mind that you have a plan and get started today

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    Retirement Planning

    Many have found that retiring on Social Security benefits alone is not enough with the rising cost of living. Talk with an advisor to calculate what one may need.

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    Health Insurance Consulting

    Doing a health care needs assessment is critical to minimize unexpected costs and receiving appropriate care where needed.

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    Plans Options

    Make an Appointment

    Complete the form and we will send you a confirmation within 24 hours. We believe in privacy please note your full name, phone, and/or private information will not be disclosed and is protected by HIPPA and PMI.

    Or Call Us 1-833-438-5566 or 1-833-GET-LLMO

    Opening Hours

    Monday - Thursday9:00am - 6:00pm
    Friday12:00pm - 5:00pm
    Saturday - Sundayclosed

    With Loma Linda Medicare Options your journey is our journey. We specialize in Medicare plans and other supplemental coverage to provide the available options our clients need. We have over 15 years’ experience in both features and benefits of Medicare Advantage plans.

      By submitting my request, I agree that an authorized representative or licensed agent may email and/or call me to answer my questions or provide healthcare information. I understand that this consent is not required to purchase items or services.

      Frequently Asked Questions

      What are Medicare Chronic Special Needs Plans or C-SNP?

      Chronic special need plans are Medicare Advantage plans that focus in a specific health condition. Health conditions possibly may be for those that have been diagnosed with diabetes, cardiovascular disease, congestive heart failure and/or others. These plans often provide additional benefits and/or services to members with these underlining conditions.

      What types of Special needs plans are there?

      Chronic (C-SNP) for those that have been diagnosed with a specific health condition. Institutional (I-SNP) for those that reside permanently in a Long-Term Care Facility. Dual (D-SNP) for those that qualify for both Medicare and Medi-CAL.

      Are there plans for Veterans?

      Yes. There are many Medicare Advantage plans available for our veterans. One may choose to enroll in a plan which will allow them to receive many additional services and benefits and remain with the qualifying services provided by the VA.

      What is Medicare?

      Medicare is the federal health insurance program for those people who are 65 or older, younger than 65 with disabilities and those with End-Stage Renal Disease.

      Why work with a personal licensed insurance agent?

      We help you use your plan to the full as well as form healthy relationships with the doctors and other healthcare professionals. We are thankful for the opportunity to assist those in the community with compassion, empathy and patience. Loma Linda Medicare Options looks forward to serving you now and in the years to come.

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      You can read our full policy here: https://lomalindamedicareoptions.com/privacy-policy/

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